TaxMate – Accurate & KRA-compliant PAYE and Net pay calculator in Kenya
Taxmate is an accurate, KRA tax guidelines-compliant PAYE and net pay calculator that automatically calculates your deductions based on your gross salary to determine your PAYE and gross salary/Net pay.
Kenya PAYE and Net pay Calculator 2026
100% accurate Live Calculation • Matches KRA
Gross Salary
KSh 50,000.00
Net Pay
KSh 39,029.15
Total Deductions
KSh 10,970.85
Calculation based on official KRA PAYE calculation guidelines.
How the Taxmate PAYE & net pay calculator works
Our PAYE calculator automatically calculates your NSSF contribution, Net pay, SHIF contribution, Affordable housing contribution, and your PAYE deduction.
This calculator automatically applies KRA tax bands to your taxable pay to find your eligible monthly PAYE. To calculate your PAYE, enter your Gross pay and let the calculator do the work for you.
It also serves as a Net Pay calculator, calculating your take-home amount after all deductions.
How to calculate PAYE in Kenya
Your tax rate per month or per year is calculated by subtracting all allowable deductions from your gross salary to determine your chargeable income (taxable income after all deductions).
Once you have calculated your taxable income, apply the KRA tax bands as provided in the Finance Act of 2023 to determine your PAYE. Our PAYE calculator automatically determines your KRA tax band based on your taxable income.
You are entitled to a tax relief of KSh 2,400 per month, which is subtracted from your PAYE to lighten your tax burden.
KRA tax bands 2026
|
Tax band per month |
Tax band per year |
Tax rate in % |
|---|---|---|
|
On the first KShs. 24,000 |
On the next KShs.288,000 |
10% |
|
On the next KShs. 8,333 |
On the next KShs.100,000 |
20% |
|
On the next KShs. 467,667 |
On the next KShs. 5,612,000 |
30% |
|
On the next KShs.300,000 |
On the next KShs. 3,600,000 |
32.5% |
|
On all income above KShs. 800,00 |
On all income above KShs. 9,600,000 |
35% |
PAYE allowable deductions in Kenya
The taxman does not tax every coin in your gross income. There are some allowable monetary deductions before determining your taxable income.
Our PAYE calculator automatically applies these deductions to your gross salary. It automatically deducts your National Social Security Fund contribution (Tier 1 and Tier 2), both tiers at 6%, Affordable Housing levy (Capped at 1.5% of your gross pay), and Social Health Insurance Fund (capped at 2.75% of gross income, with the lowest contribution set at KSh 300).
Other allowable deductions include: Post-retirement medical fund not exceeding Ksh 15,000 per month and Mortgage interest not exceeding Ksh 30,000 per month.
Example PAYE calculation for a Kenyan earning KSh 50,000
1. Find Gross salary
Gross salary is your total earnings, which includes your basic pay and all allowances (i.e., house allowance, commuter allowance and more) before deductions and taxes. For our case, the gross salary is KSh 50, 000.
Gross salary is KSh 50000
2. Calculate Deductions
Total Deductions
SHIF contribution (KSh 1,375) + Affordable Housing Levy (KSh 750) + NSSF contribution (KSh 3000) = Ksh 3385.
3. Find Taxable pay
Taxable pay is the amount of your salary that can be taxed. In Kenya, taxable pay is calculated by subtracting your total allowed deductions from your gross pay. In our case, it will be:
KSh 50000 – KSh 3385 = KSh 44615.
Taxable pay is KSh 44615
Calculate PAYE
To calculate PAYE for a taxable income of KSh 44615, we have to first find the tax band in which the taxable pay falls.
Income taxed so far – Ksh 24,000 + 8,333 = KSh 32,333 therefore the remaining income will be 44,875 − 32,333 = KSh 12,542
Since this falls within the third tax band, the total paye before relief will be 30% of 12,542, which is equal to 3,762.60
Total PAYE Will be (band 1 + band 2 + band 3) – tax relief ( 2400 + 2083.25 + 3,762.60 – 2400 = 5845.85). The total PAYE for a Kenyan earning KSh 50000 per month is KSh 5845.85. Using our PAYE calculator and others available online, you will ge the same figure.